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    If you happen to follow the financial news at all, you've likely noticed a bit of flurry about the secured loans UK market in recent months. The source of the flurry is all the recent changes to regulation in the loans industry, and the suggestion that there is regulation coming from the FSA for secured loans greater than ?25,000. If all this is confusing to you - and it's confusing to nearly everyone - here's how regulations in the secured loans UK market lay out at present, and what's happened recently to put it all in question.

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    s UK market in recent months. The source of the flurry is all the recent changes to regulation in the loans industry, and the suggestion that there is regulation coming from the FSA for secured loans greater than ?25,000. If all this is confusing to you - and it's confusing to nearly everyone - here's how regulations in the secured loans UK market lay out at present, and what's happened recently to put it all in question.

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    ustry, and the suggestion that there is regulation coming from the FSA for secured loans greater than ?25,000. If all this is confusing to you - and it's confusing to nearly everyone - here's how regulations in the secured loans UK market lay out at present, and what's happened recently to put it all in question.

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    If all this is confusing to you - and it's confusing to nearly everyone - here's how regulations in the secured loans UK market lay out at present, and what's happened recently to put it all in question.

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    loans UK market lay out at present, and what's happened recently to put it all in question.

    - Secured loans under ?25,000 are regulated by the Consumer Credit Act of 1974. Those loans come under the oversight of the Financial Services Authority, along with mortgages and unsecured loans. Those regulations include important protections for consumers, including a cooling off period during which they can rescind their loan agreement.

    - The 2004 Consumer Credit (Advertisement) Act of 2004 regulates what secured loans UK lenders may advertise.

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