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  • I Advice - The New Year Begins with Consumers examining their Personal Financial Goals

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    chosen vehicle. This is the easiest tip of all; follow up consists of reading quarterly statements. 3. Simplify all your vendors: have one insurance company for cars and home, one bank where you can pay bills on line and invest, and one credit card. The fewer vendors to pay, the less time it will take to pay them. 4. Revie
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    January begins with a blizzard of news articles all aimed at improving the finances of consumers. Just as spring is the season for cleaning house, apparently January, right after the holidays end is the season for getting one’s financial house in order. A trip to the newsstand or grocery check out will save you thousands of dollars in professional fees, if the advice is adhered to. The experts in magazines as varied as Consumer Reports, Kiplinger’s Finance and Business Week have published many ideas that can tune up anyone’s finances.

    Don’t buy dozens of magazines and read endless articles, here is an edited version of the financial advice currently overflowing at the newsstand:

    1. Resolutions only work when they are tracked, write down objectives and check results on a frequent basis. Have consequences, both good and bad. If you’re saving for a vacation and fall short of your goal, the consequence is a trip to the neighborhood swimming pool, not a resort. Track goals weekly or monthly and make corrections, or pay the consequences! 2. Make investing easy – Set up an automated payroll deposit so each paycheck automatically goes into your account at the bank or investment firm, then have the bank or investment firm deduct a specified amount each pay period to be invested in your chosen vehicle. This is the easiest tip of all; follow up consists of reading quarterly statements. 3. Simplify all your vendors: have one insurance company for cars and home, one bank where you can pay bills on line and invest, and one credit card. The fewer vendors to pay, the less time it will take to pay them. 4. Review

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    llars in professional fees, if the advice is adhered to. The experts in magazines as varied as Consumer Reports, Kiplinger’s Finance and Business Week have published many ideas that can tune up anyone’s finances.

    Don’t buy dozens of magazines and read endless articles, here is an edited version of the financial advice currently overflowing at the newsstand:

    1. Resolutions only work when they are tracked, write down objectives and check results on a frequent basis. Have consequences, both good and bad. If you’re saving for a vacation and fall short of your goal, the consequence is a trip to the neighborhood swimming pool, not a resort. Track goals weekly or monthly and make corrections, or pay the consequences! 2. Make investing easy – Set up an automated payroll deposit so each paycheck automatically goes into your account at the bank or investment firm, then have the bank or investment firm deduct a specified amount each pay period to be invested in your chosen vehicle. This is the easiest tip of all; follow up consists of reading quarterly statements. 3. Simplify all your vendors: have one insurance company for cars and home, one bank where you can pay bills on line and invest, and one credit card. The fewer vendors to pay, the less time it will take to pay them. 4. Revie

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    rrently overflowing at the newsstand:

    1. Resolutions only work when they are tracked, write down objectives and check results on a frequent basis. Have consequences, both good and bad. If you’re saving for a vacation and fall short of your goal, the consequence is a trip to the neighborhood swimming pool, not a resort. Track goals weekly or monthly and make corrections, or pay the consequences! 2. Make investing easy – Set up an automated payroll deposit so each paycheck automatically goes into your account at the bank or investment firm, then have the bank or investment firm deduct a specified amount each pay period to be invested in your chosen vehicle. This is the easiest tip of all; follow up consists of reading quarterly statements. 3. Simplify all your vendors: have one insurance company for cars and home, one bank where you can pay bills on line and invest, and one credit card. The fewer vendors to pay, the less time it will take to pay them. 4. Revie

    Job Search & Resume Tips
    Finding a job has become much more of a challenge in recent years. Using the Internet as an additional resource will increase your options to find many great job opportunities, which are not always advertised in the newspaper. Many employers will place an online advertisement
    Track goals weekly or monthly and make corrections, or pay the consequences! 2. Make investing easy – Set up an automated payroll deposit so each paycheck automatically goes into your account at the bank or investment firm, then have the bank or investment firm deduct a specified amount each pay period to be invested in your chosen vehicle. This is the easiest tip of all; follow up consists of reading quarterly statements. 3. Simplify all your vendors: have one insurance company for cars and home, one bank where you can pay bills on line and invest, and one credit card. The fewer vendors to pay, the less time it will take to pay them. 4. Revie
    5 Proven Tips To Build An Email List That Gets Results!
    In order to get the results you want from email advertising, you need to have a list of people who have opted in to receive your promotions.Here are five tips to quickly build a large email list, which will be the core of your email advertising efforts: chosen vehicle. This is the easiest tip of all; follow up consists of reading quarterly statements. 3. Simplify all your vendors: have one insurance company for cars and home, one bank where you can pay bills on line and invest, and one credit card. The fewer vendors to pay, the less time it will take to pay them. 4. Review your will, taxes and insurance policies every year. Keep on top of legal changes to lessen the possibility that fines or penalties accrue. Life Insurance rates have dropped considerably in the last ten years, it could be beneficial to apply for new coverage and let go of the older policy.

    Don’t let the opportunity that the New Year brings pass you by. Spend an hour or two on the above projects and reap the benefits all year long. Perhaps the best part will be next January when you don’t need to make the same resolutions because you took the four steps above.

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