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  • I Advice - Fixed Indexed Annuity: Bank CD Alternative

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    No comment. These are probably the two most damaging words in the English language to the reputation of a professional, business or organization. While positive publicity is always wanted, what happens when bad publicity comes your way?One day damage control is bound to be necessary. It might be a law
    it always does, your clients don’t lose any money.

    WHAT WAS THAT AGAIN?

    This bears repeating. When the stock market goes up, earnings go up with it subject to a cap. But when the market comes back down again as it always doe

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    You are buried in debt, your credit cards are maxed out, and you still have car and house loans to pay. Even making a minimum payment is causing a lot of stress on your part and you are still mired deep in debt. In such a predicament, what should you do? For some people, getting a debt consolidation loan is
    A fixed indexed annuity (FIA) is the product of choice for top selling annuity agents who are tired of seeing their clients lose money in low interest rate CDs. A fixed indexed annuity is a hybrid fixed product that is fast becoming the new “safe home” for billions of former CD, stock market and mutual fund dollars. And with good reason.

    HOW IT WORKS

    A FIA provides a safety net of usually 1-3% interest compounded annually. But this is just the minimum guarantee through the contract term. The upside earning potential is much higher.

    As the name implies, the fixed indexed annuity is tied to an equity index such as the Standard & Poor’s 500. The S&P 500 is the benchmark for U.S. equity markets, representing the general health of the overall stock market. As the market goes up your client's earnings go up because they participate in a percentage of the increase. But (and this very important) when the stock market comes back down again as it always does, your clients don’t lose any money.

    WHAT WAS THAT AGAIN?

    This bears repeating. When the stock market goes up, earnings go up with it subject to a cap. But when the market comes back down again as it always does

    How to Skyrocket Your Affiliate Marketing Revenue in 30 Days or Less
    Starting up your internet business as a member of an affiliate program is an exciting thing due to all of the possibilities and potential this industry has. By becoming an affiliate marketer, you can finally gain complete control of your financial destiny. However, in order to create an income from affiliate
    afe home” for billions of former CD, stock market and mutual fund dollars. And with good reason.

    HOW IT WORKS

    A FIA provides a safety net of usually 1-3% interest compounded annually. But this is just the minimum guarantee through the contract term. The upside earning potential is much higher.

    As the name implies, the fixed indexed annuity is tied to an equity index such as the Standard & Poor’s 500. The S&P 500 is the benchmark for U.S. equity markets, representing the general health of the overall stock market. As the market goes up your client's earnings go up because they participate in a percentage of the increase. But (and this very important) when the stock market comes back down again as it always does, your clients don’t lose any money.

    WHAT WAS THAT AGAIN?

    This bears repeating. When the stock market goes up, earnings go up with it subject to a cap. But when the market comes back down again as it always doe

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    hrough the contract term. The upside earning potential is much higher.

    As the name implies, the fixed indexed annuity is tied to an equity index such as the Standard & Poor’s 500. The S&P 500 is the benchmark for U.S. equity markets, representing the general health of the overall stock market. As the market goes up your client's earnings go up because they participate in a percentage of the increase. But (and this very important) when the stock market comes back down again as it always does, your clients don’t lose any money.

    WHAT WAS THAT AGAIN?

    This bears repeating. When the stock market goes up, earnings go up with it subject to a cap. But when the market comes back down again as it always doe

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    esenting the general health of the overall stock market. As the market goes up your client's earnings go up because they participate in a percentage of the increase. But (and this very important) when the stock market comes back down again as it always does, your clients don’t lose any money.

    WHAT WAS THAT AGAIN?

    This bears repeating. When the stock market goes up, earnings go up with it subject to a cap. But when the market comes back down again as it always doe

    When Google Creates a PPC Ad, This is What They Do
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    it always does, your clients don’t lose any money.

    WHAT WAS THAT AGAIN?

    This bears repeating. When the stock market goes up, earnings go up with it subject to a cap. But when the market comes back down again as it always does, the policy does not lose any money. Earnings are locked in at each annual anniversary index point. FIA owners earn 2 or 3 times the guaranteed interest rate when the stock market goes up, and when the stock market comes back down again they get to keep all profits. Upside earnings without the downside risk. How cool is that?

    TAX DEFERRED GROWTH

    What’s more, your client's earnings grow tax deferred as long as they stay in the annuity. This means they earn even more money on the portion they don’t have to send Uncle Sam. Unlike a CD, there is no Form 1099 to add to income tax returns each year. Why pay taxes on income you don’t spend? Seniors citizens are especially fond of Fixed Indexed Annuities since deferred interest is not counted as provisional income and can reduce or eliminate taxation of Social Security benefits. FIAs are also becoming the favorite funding vehicle in small business retirement plans like the 401(k) and SEP-IRA.

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