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I Advice - I Want A Do Over
Insurance 101 - Undermining America for the Good of Americans he pain I had experienced in life, that maybe I needed to look at the person I was today and how my experiences changed me.Insurance is like a myth. From one small seed of truth, a fairytale the size of 1000 giant sequoias has sprung up. Reality is blocked from view. Surely, you’ve noticed all the giant, sequoia-like buildings are owned by banks and insurance companies. Where do they get all that money? How much money do the executives make? Who pays for it all? Grab a mirror. “Magic mirror on the wall, who’s the biggest sucker of them all? What’s that you said? The Masses!”Insurance is yet another unquestioned social reflex. You just buy it. You must. The banker insists you have to purchase insurance or you don’t get the loan. Your government orders you to buy auto insurance at any cost. Hence, it must be really good for you. Hell, why not stock up on some of the non-mandated insurances as well? You can’t have too much of a good thing. Can you?Somewhere in the dark, murky corners of our minds we hide our thoughts. Like The Emperor’s New Clothes, no one screams out, “But he has nothing on!” or “Hey, this is just bullshit!” You are not alone in the darkness. We al I needed to carry my cross just like Jesus and see how my life measured up to God's will. Did following God in my life make me a better person? Did the suffering I endure benefit my character and make me a more loving and caring person? So I began looking back and reflecting on my life, while asking God for insight into the reason why the path I walked was so difficult. I asked God to give me a life review. I needed answers as to why I had to go through so much pain. When I was young, I was known by everyone as a Christian because I refused to be influenced by evil. I didn't smoke, drink, or use bad language. I didn't need to party in order to have fun. I treated everyone the same way regardless of whether they were rich or poor. I cared about everyone, because Jesus gave me compassion for all people Time Management And Your Home Based Business Feathers floated and swirled all over the room as I began pulling handfuls out of the huge bag of Down and placing them in a sofa cushion. During all of the years I ran my own upholstery business, I stuffed endless cushions and pillows, but I have never found a solution to preventing the mess that would occur whenever a customer requested Down feathers.As you transition from working outside the home to working from home, your thoughts are probably spinning with all the things that you will get done now that you don’t have to waste all that time commuting, getting ready for work, etc. Then a few weeks into your new lifestyle, things just don’t seem to going along as smoothly as you had imagined! What the heck happened, anyway? Well, I certainly hope you didn’t toss that daily planner you used to fill out so religiously! You just might need to pull it out, dust it off, and put it back to work.First and foremost, remember that you are still working. You are just working at home and not working at the office. It might help you to think of your office as having been relocated - to inside your home! You still need to keep a schedule, and maybe even a daily flow chart. It will just have different items on it. Instead of dealing with meetings, phone calls, reports, face-to-face chats with clients or customers or employees or "the boss," deadlines, "managing by walking around," countless interrup By the time I was done stuffing several cushions I looked as if I had been tarred and feathered. The lightness of the feathers created another hour of heavy clean up as thousands escaped their planned destiny and lodged in minute corners of my upholstery shop. Sometimes I wished I had the ability to float and escape just like the feathers. However, it seems that once you begin on a certain path you must follow it no matter where it leads. I guess that's the reason why it suddenly dawned on me that I wanted a 'do over'. I wanted to change my destiny and travel a different path from the one I was traveling. I wanted to go back to high school and go to college instead of getting married. I wanted to understand the person I was made to be before I took the big plunge and raised a family. I wanted to change my future by a gigantic leap in a completely different direction. I am frustrated and disappointed in how my life turned out. Now for the first time, I am going to indulge myself in the idea of what my life would have been like if I had chosen a different path. First of all, I would choose a more stable career where I worked for someone who gave me health insurance and of course a retirement. Being self-employed takes a lot of faith. And understanding the up's and down's of upholstery business and how you can have good and bad customers, well, I just wouldn't even consider traveling that road again. I wouldn't be gay this time around. I would deny myself love and just not love at all. I would build a wall around myself and pretend that I didn't need anyone. I would isolate my feelings and refuse to play the game of life because of all the pain and suffering I endured. This way, I wouldn't have gone through being crucified for being gay. I wouldn't have had to deal with the humiliation of having the entire Religious Right conclude, without even knowing me, that I was an evil sinner. I wouldn't have had to deal with the fact that my overly religious family would turn their backs on me and not care whether I was dead or alive. And as far as the messages from God, I guess He wouldn't have needed to talk to me, because I would have protected myself from going through anything that brought me pain. I would just stop having faith. I would go to church for friendship alone. I would live my life for the world. Understanding flooded into my mind as the notion of starting my life again came into focus. Loneliness surfaced, forcing me to really think about what I was imagining. Would not repeating what I did before really be the best thing for me? Or, if I had chosen a different path that was easier and with less problems, would that change the person I had become? Mark 8:34-37, "Then Jesus called the crowd and his disciples to him. 'If anyone wants to come with me,' he told them, 'he must forget himself, carry his cross, and follow me. For whoever wants to save his own life will lose it; but whoever loses his life for me and for the gospel will save it. Does a person gain anything if he wins the whole world but loses his life? Of course not! There is nothing he can give to regain his life.'" When I thought of how much easier my world could have been without God, I realized that without Him I would have been loveless and forgotten by all those who were a part of my life now. I decided instead of insisting on a 'do over' so I wouldn't have to repeat the pain I had experienced in life, that maybe I needed to look at the person I was today and how my experiences changed me. I needed to carry my cross just like Jesus and see how my life measured up to God's will. Did following God in my life make me a better person? Did the suffering I endure benefit my character and make me a more loving and caring person? So I began looking back and reflecting on my life, while asking God for insight into the reason why the path I walked was so difficult. I asked God to give me a life review. I needed answers as to why I had to go through so much pain. When I was young, I was known by everyone as a Christian because I refused to be influenced by evil. I didn't smoke, drink, or use bad language. I didn't need to party in order to have fun. I treated everyone the same way regardless of whether they were rich or poor. I cared about everyone, because Jesus gave me compassion for all people. Student Loan Refinance from the one I was traveling. I wanted to go back to high school and go to college instead of getting married. I wanted to understand the person I was made to be before I took the big plunge and raised a family. I wanted to change my future by a gigantic leap in a completely different direction.There are basically two types of Student Loans: Federal Student Loans and private loans. Federal loans are based on the financial need of the applicant [student] and are backed by the US government. They can be refinanced at far lower interest rates than private loans. Private loans are personal consumer loans.Just as in other refinances, the main aim of Student Loan Refinancing is to reduce monthly payments to the lender. If the student has borrowed more than one loan, as in other types of refinance, the easiest way to accomplish this is to consolidate the loans [known as `debt consolidation’]. But before debt consolidation, the student has to see that federal and private loans are not combined. If they are combined, the interest on the combined principal may turn out to be more than the total interest of the accrued loans considered separately. Consolidating federal loans and private loans separately is most economical. Student Loan consolidators can be consulted to work on this important aspect.Private loans are based on the credi I am frustrated and disappointed in how my life turned out. Now for the first time, I am going to indulge myself in the idea of what my life would have been like if I had chosen a different path. First of all, I would choose a more stable career where I worked for someone who gave me health insurance and of course a retirement. Being self-employed takes a lot of faith. And understanding the up's and down's of upholstery business and how you can have good and bad customers, well, I just wouldn't even consider traveling that road again. I wouldn't be gay this time around. I would deny myself love and just not love at all. I would build a wall around myself and pretend that I didn't need anyone. I would isolate my feelings and refuse to play the game of life because of all the pain and suffering I endured. This way, I wouldn't have gone through being crucified for being gay. I wouldn't have had to deal with the humiliation of having the entire Religious Right conclude, without even knowing me, that I was an evil sinner. I wouldn't have had to deal with the fact that my overly religious family would turn their backs on me and not care whether I was dead or alive. And as far as the messages from God, I guess He wouldn't have needed to talk to me, because I would have protected myself from going through anything that brought me pain. I would just stop having faith. I would go to church for friendship alone. I would live my life for the world. Understanding flooded into my mind as the notion of starting my life again came into focus. Loneliness surfaced, forcing me to really think about what I was imagining. Would not repeating what I did before really be the best thing for me? Or, if I had chosen a different path that was easier and with less problems, would that change the person I had become? Mark 8:34-37, "Then Jesus called the crowd and his disciples to him. 'If anyone wants to come with me,' he told them, 'he must forget himself, carry his cross, and follow me. For whoever wants to save his own life will lose it; but whoever loses his life for me and for the gospel will save it. Does a person gain anything if he wins the whole world but loses his life? Of course not! There is nothing he can give to regain his life.'" When I thought of how much easier my world could have been without God, I realized that without Him I would have been loveless and forgotten by all those who were a part of my life now. I decided instead of insisting on a 'do over' so I wouldn't have to repeat the pain I had experienced in life, that maybe I needed to look at the person I was today and how my experiences changed me. I needed to carry my cross just like Jesus and see how my life measured up to God's will. Did following God in my life make me a better person? Did the suffering I endure benefit my character and make me a more loving and caring person? So I began looking back and reflecting on my life, while asking God for insight into the reason why the path I walked was so difficult. I asked God to give me a life review. I needed answers as to why I had to go through so much pain. When I was young, I was known by everyone as a Christian because I refused to be influenced by evil. I didn't smoke, drink, or use bad language. I didn't need to party in order to have fun. I treated everyone the same way regardless of whether they were rich or poor. I cared about everyone, because Jesus gave me compassion for all people Fiduciary Duty? a wall around myself and pretend that I didn't need anyone. I would isolate my feelings and refuse to play the game of life because of all the pain and suffering I endured.Does your State mortgage originator licensing regulations say you have a "Fiduciary Duty" to your customers? Or does it say "you must provide the consumer with a reasonable, tangible net benefit" from a loan you provide? Both of these may soon be nationally mandated requirements if Congress has anything to say about it.The House of Representatives pulled no punches on Tuesday at its hearing on subprime and predatory mortgage lending as they took National Association of Mortgage Brokers President Harry Dinham to task on the subject of who brokers really work for, if they deny 'fiduciary responsibility' to their borrowers.Although violating either of those standards may subject you to harsh discipline and potentially aggressive punishment, it is the presence of Ethics & Integrity which will carry you through a life long career in our fine industry.I'm sure you've heard many times lately that it’s a short walk from unethical actions to full-blown fraud - but more importantly, are your actions ethical when it comes to serving a customer? This way, I wouldn't have gone through being crucified for being gay. I wouldn't have had to deal with the humiliation of having the entire Religious Right conclude, without even knowing me, that I was an evil sinner. I wouldn't have had to deal with the fact that my overly religious family would turn their backs on me and not care whether I was dead or alive. And as far as the messages from God, I guess He wouldn't have needed to talk to me, because I would have protected myself from going through anything that brought me pain. I would just stop having faith. I would go to church for friendship alone. I would live my life for the world. Understanding flooded into my mind as the notion of starting my life again came into focus. Loneliness surfaced, forcing me to really think about what I was imagining. Would not repeating what I did before really be the best thing for me? Or, if I had chosen a different path that was easier and with less problems, would that change the person I had become? Mark 8:34-37, "Then Jesus called the crowd and his disciples to him. 'If anyone wants to come with me,' he told them, 'he must forget himself, carry his cross, and follow me. For whoever wants to save his own life will lose it; but whoever loses his life for me and for the gospel will save it. Does a person gain anything if he wins the whole world but loses his life? Of course not! There is nothing he can give to regain his life.'" When I thought of how much easier my world could have been without God, I realized that without Him I would have been loveless and forgotten by all those who were a part of my life now. I decided instead of insisting on a 'do over' so I wouldn't have to repeat the pain I had experienced in life, that maybe I needed to look at the person I was today and how my experiences changed me. I needed to carry my cross just like Jesus and see how my life measured up to God's will. Did following God in my life make me a better person? Did the suffering I endure benefit my character and make me a more loving and caring person? So I began looking back and reflecting on my life, while asking God for insight into the reason why the path I walked was so difficult. I asked God to give me a life review. I needed answers as to why I had to go through so much pain. When I was young, I was known by everyone as a Christian because I refused to be influenced by evil. I didn't smoke, drink, or use bad language. I didn't need to party in order to have fun. I treated everyone the same way regardless of whether they were rich or poor. I cared about everyone, because Jesus gave me compassion for all people Workplace Bullying ng me to really think about what I was imagining. Would not repeating what I did before really be the best thing for me? Or, if I had chosen a different path that was easier and with less problems, would that change the person I had become?75% of victims eventually left an organization because of bullying. Since over 80% of bullies were in management positions, they had some measure of power over their victim, which they exploited to their own sadistic ends. – Campaign Against Workplace Bullying (C.A.W.B)C.A.W.B defines workplace bullying as; “the repeated, malicious verbal mistreatment of a victim (the recipient) by a harassing bully (the perpetrator) that is driven by the bully’s desire to control the victim.”The objective of any workplace bully is control, power, domination and subjugation. The means by which that objective is attained varies from bully to bully but can include deception, corruption and collusion, negligence, dereliction of duty, conspiracy, or even criminal acts.The Canada Safety Council states that bullies tend to be insecure people with poor or non-existent social skills with little empathy. Like other criminal types they look for system failings and fester in the insecure corporation finding satisfaction in their ability to attack and diminish th Mark 8:34-37, "Then Jesus called the crowd and his disciples to him. 'If anyone wants to come with me,' he told them, 'he must forget himself, carry his cross, and follow me. For whoever wants to save his own life will lose it; but whoever loses his life for me and for the gospel will save it. Does a person gain anything if he wins the whole world but loses his life? Of course not! There is nothing he can give to regain his life.'" When I thought of how much easier my world could have been without God, I realized that without Him I would have been loveless and forgotten by all those who were a part of my life now. I decided instead of insisting on a 'do over' so I wouldn't have to repeat the pain I had experienced in life, that maybe I needed to look at the person I was today and how my experiences changed me. I needed to carry my cross just like Jesus and see how my life measured up to God's will. Did following God in my life make me a better person? Did the suffering I endure benefit my character and make me a more loving and caring person? So I began looking back and reflecting on my life, while asking God for insight into the reason why the path I walked was so difficult. I asked God to give me a life review. I needed answers as to why I had to go through so much pain. When I was young, I was known by everyone as a Christian because I refused to be influenced by evil. I didn't smoke, drink, or use bad language. I didn't need to party in order to have fun. I treated everyone the same way regardless of whether they were rich or poor. I cared about everyone, because Jesus gave me compassion for all people The Democrats Have a Mandate! he pain I had experienced in life, that maybe I needed to look at the person I was today and how my experiences changed me.The Democrats claim to have a mandate and even Nancy Pelosi claims to have a mandate? Sure she does from her own district where it is completely unbalanced like the rest of America where 90% of her voters are clearly left wingers. Sure the Democrats have a majority, but it is really slim 232 to 201in the House and 51 to 49 in the Senate.But consider all the various factions in Congress Today, the Democratic Party is hardly cohesive or cooperative, which they tell all of us to be each time we criticize their unintended consequences. Filibusters of course continue in the Senate, doing nothing more then clogging the system? Of course, in a way this is good since government does nothing very well, so they may as well do nothing. And do not blame me for that quote, Ronald Reagan uttered those words in a radio speech once.The Democrats want to take away our guns, but in reality we should make sure they do not bring them to work, because with all the hot heads, they are probably prone to shoot each other? Of course their current favorite weapon is & I needed to carry my cross just like Jesus and see how my life measured up to God's will. Did following God in my life make me a better person? Did the suffering I endure benefit my character and make me a more loving and caring person? So I began looking back and reflecting on my life, while asking God for insight into the reason why the path I walked was so difficult. I asked God to give me a life review. I needed answers as to why I had to go through so much pain. When I was young, I was known by everyone as a Christian because I refused to be influenced by evil. I didn't smoke, drink, or use bad language. I didn't need to party in order to have fun. I treated everyone the same way regardless of whether they were rich or poor. I cared about everyone, because Jesus gave me compassion for all people. As a young married woman with three small children I learned to love my children unconditionally. Loving them and wanting the best for their lives inspired me to be a selfless mom. A mom who handled the times they were sick without complaining. A mom who supported them in school and helped them with their homework. A mom who didn't judge them as they moved from childhood to adulthood and made their own mistakes in life. When I fell in love with another woman I realized what it was to depend on Jesus as my Savior. I needed Him to save me! The persecutions I faced taught me not to judge. I learned from my experience as a gay person to forgive and love others regardless of how they treated me. Being gay was probably the best thing that ever happened to me because I no longer needed the acceptance of people. All I needed was God and His direction in my life. It helped me to seek out information in text books and religious materials and to write books that prove that being gay is right before God. The supernatural messages I received from God gave me strength and the ability to understand why my life was so hard. I gained revelations on the battle between good and evil. I interpreted my life according to the fight I was waging against the evil forces of Satan that were trying to defeat my game of life. I realized that I was a soldier of God's side fighting against every evil thing that persuades people to sin in the world. A vision of the kind of person I had become came into view and I realized I had been changed me into a more loving, caring, selfless person. A person who didn't love money, but used money to help others. A person who denied myself pleasures in order to serve others. A person who loved unconditionally. A person who refused to judge. I thought about how different I was from the moment I began to play the game of life. I liked the person I was now more than the person I was when I was young. I guess I didn't really want a 'do over' after all. I really just needed to see that all the pain and suffering was worth it. I'm not like the people of the world floating about like a feather and making a mess out of my life because I cared only about myself. I have a purpose and a destiny to help others understand their lives in a different way. I have a call to open people's eyes to seeing their world as a life game. Yes I have suffered. Yes I have endured many pains, but most of all I have learned a lot. My faith in God has opened my eyes to the injustices people face in this world. The wisdom I have gained has taught me to love all people regardless of who they are. The knowledge I have to share, I give to the world in hope that they will understand that every bad thing that happens to people is not meant to hurt them, but to challenge them be better people. Mark 8: 38, "If a person is ashamed of me and of my teaching in this godless and wicked day, then the Son of Man will be ashamed of him when he comes in the glory of his Father with the holy angels." Jesus came to save people. He came to help us conquer the evils of this world by changing us into more caring, loving, selfless people. The world may have seen my life as a disaster, but God saw the person He wanted me to become. God saw me as a person who would reign beside Him in eternity. I know now that I don't want a 'do over'. Everything I have been through in my life has made me worthy of a greater reward in the world to come. Trust in God. Look back and see how He has changed you through the experiences you have faced. Lift high your arms, because Jesus is coming soon. Be selfless and love God! God always has your best interest in mind.
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