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  • I Advice - Pre-commitment and Cohabitation

    Fixing Investment Houses: Flooring Tips
    Rehabbers who specialize in fixing investment houses geared towards a sale to first-time home buyers have many flooring choices. If you're a rehabber, you'll want to keep up with new interior decorating trends so you create a home that buyers will pay top dollar for. In today's changing real estate market, it's more important than ever to make wise flooring choices.Flooring Information for FixersThe key to your profit margin: spend less for the materials and at the same get the up-to-date look buyers demand. As a seller, you desire low-cost flooring for your fixer that will stand above your competition when you sell. Although today's homes feature walls painted in market colors, you want your flooring to offer a neutral base or to harmonize with existing colors in the home.For bathrooms and kitchens, consider bett
    cohabitation rate continues to increase, with a higher failure rate than marriage

    • The divorce rate continues to b

    Betty Ann Ross, Just Who Is That Woman
    The following speech, Betty Ann Ross, Just Who Is that Woman, was given before Will Rogers Toastmaster Club on August 29, 2006.December 26, 1994, I was living in a small apartment on the south side of Pryor, Oklahoma, attempting to recover from an emotional 15-year marriage when the phone rang on the wall outside the kitchen door. I wasn’t expecting a call and was very surprised by what the caller had to say. Bill, one of the men that worked for me said a woman called him and asked him to give me her phone number.I thought that was a little strange and let the number lay around a few days before finally making the call on December 30, 1994. The ensuing conversation was my first encounter with Betty Ann Ross. The next morning we met in her dining room and shared a cinnamon roll with a cup of coffee and discussed the New Year’s
    Today’s couples seem confused, and today’s relationship professionals seem confused about today’s couples.

    Let me explain this statement.

    In August, the National Marriage Project published their annual "The State of Our Unions: The Social Health of Marriage in America, 2005." Below are a few of the findings:

    • Between 1960 and 2004 the number of unmarried couples in America increased by nearly 1200 percent

    • The marriage rate continues to decline

    • The cohabitation rate continues to increase, with a higher failure rate than marriage

    • The divorce rate continues to be

    5 Methods Toward Reducing Your Debt
    Decreasing your debt is paramount to having a good credit rating as well as giving you peace of mind. You want to get out of debt, but not all debt reduction options may be beneficial. Let’s take a look at five debt reduction options which may help you in your quest to get out of debt.1. Consolidate Loans. Before declaring bankruptcy, consider pulling together all of your outstanding loans into one low monthly payment. Loan consolidators can help you come up with a plan to pay off all of your debt while maintaining your credit standing. Bankruptcy, unfortunately, ruins your credit rating while a consolidation loan may help you save it.2. Your Life Insurance Policy. Your life insurance policy may have a cash value to it. Consider taking the cash from the policy and using it to pay off or lower your debt. Of course, your payout will be muc
    xplain this statement.

    In August, the National Marriage Project published their annual "The State of Our Unions: The Social Health of Marriage in America, 2005." Below are a few of the findings:

    • Between 1960 and 2004 the number of unmarried couples in America increased by nearly 1200 percent

    • The marriage rate continues to decline

    • The cohabitation rate continues to increase, with a higher failure rate than marriage

    • The divorce rate continues to b

    Can Jewish Americans Still Have Devout Catholic Friends?
    America is dividing again. Jewish Americans are finding it hard to discuss issues with devout Catholics who go with the flow and support the new Pope, Benedict XVI a former Hitler Youth. The Catholic Church says that he only joined because all citizens of his age were compelled to join. Yet would Jesus have joined the Hitler Youth? Six million, that’s correct six million Jews were killed under Hitler’s orders. The Hitler Youth threw rocks threw Jewish residence windows, helped turn in Jews and anyone who supported them or aided them. Later they assisted in rounding up Jewish folks. And today we have a former Hitler Youth as Pope of the Catholic Church, with out regard to the fact. We have devout Catholics unwilling to question this, unwilling to leave the church and willing to go with the program giving into the hypocrisy. It is a complete slap in the
    Social Health of Marriage in America, 2005." Below are a few of the findings:

    • Between 1960 and 2004 the number of unmarried couples in America increased by nearly 1200 percent

    • The marriage rate continues to decline

    • The cohabitation rate continues to increase, with a higher failure rate than marriage

    • The divorce rate continues to b

    E-Commerce Merchant Services
    eCommerce is the latest mantra in increasing your sales. This is because instead of selling your goods and services through a local store, you can sell online and gain a greater customer base. Apart from providing shipping services, you will need an online eCommerce merchant account to accept credit card payments to make your venture a success.Searching the web, you will find that there are many companies providing eCommerce merchant account services. If you go through them, you will realize that not all the eCommerce merchant accounts are the same. Choosing the right one will depend upon a number of factors including the size of your business, revenues generated and the number of years you have been in business.Another determining factor is where you want to set up your merchant account. You can set up a private account in any financial
    unmarried couples in America increased by nearly 1200 percent

    • The marriage rate continues to decline

    • The cohabitation rate continues to increase, with a higher failure rate than marriage

    • The divorce rate continues to b

    What Is The Difference Between A Home Based Business And A Home Based Job?
    As a home business entrepreneur who is primarily involved with a program wherein I sponsor Affiliates in a downline, I often find that I am the recipient of emails from new enrollees who are clearly confused on several fronts. Commonly received initial emails consist of questions such as “When do I start my assignment?” and “What is my position in your company?” Somehow, these individuals are under the mistaken notion that by registering for a home business program, they have been hired by a company and are embarking on some sort of non-existent home based career.It is apparent that a fairly generalized confusion exists among people desiring to work at home between a work at home job and a work at home business. Further, it seems apparent that individuals are not thoroughly researching an entity’s background, specifications, and compensation PR
    cohabitation rate continues to increase, with a higher failure rate than marriage

    • The divorce rate continues to be around 50 percent, though has declined a bit, most likely due to fewer marriages and more cohabitation

    • An increasing percentage of teenagers state that they want to get married and that having a good marriage and family is important to them

    This research is disturbing because the trend is against having successful relationships. Our problems are getting worse, not better.

    There is a widening gulf between:

    • what people want (a successful committed relation

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