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I Advice - It's Not Too Late to Find True Love
Do You Have What it Takes to Change Your Life? Dreams can come true!Many people sit at home & wish they could live the lifestyle they desire. That lifestyle is achievable for any everyday person. They just need to want it badly enough & to be prepared to do what it takes to get there.In everyday life you see people who have what appears to be a dream job. They can go to work when they want & seem to have an easy life. In order to get to that easy life most people have worked hard & are now at the stage where they are benefiting from their hard work & perseverance.These people have learnt to work in entrepreneurial time. They are no longer trading their time for money. They have developed a business structure so they manage their time efficiently & effectively.People who develop this skill do work hard to get to where they want to be, they work harder than you could ever imagine. They face difficulty & adversity, but rather than giving up or believing it is just will not happen for them they continue to work on through adversity. That is what makes a true entrepreneur successful.Entrepreneurs do what other people are not prepared to do. They take calculated risks & they are prepared to do what other people will not do. The good news is Bonnie and I both feel that life was preparing us for each other. Both of us had experienced significant personal growth in the year before our relationship began. Grieving over her husband's suicide, Bonnie had found a greater capacity to give and receive love. She had much love and no one to share it with. I was going through some positive changes in my outlook on life. I had been hard on myself for many years, but had learned to have more love, compassion, acceptance, and friendship for myself and others. Our growth proved to be excellent preparation for our relationship. Who would have thought a woman with several failed marriages and a lifelong bachelor would be successful in a relationship? Wed in February 2005, we expected married life to require adjustments—especially for me. What has been surprising to both of us is that the transition has been so easy, natural, and joyful. Humor adds flavor to marriage. Before we married, I had lived alone for 13 years in a small 320‑square-foot cottage in a large city. After marriage, I moved to a large home in a small country town with a wife, two dogs, and two cats. Tiger, our indoor cat, has added to the adventure of marriage, contrasted with living alone. Tiger likes to pounce on my chest at night while I’m sleeping, often walking across my rib cage or Accounts Receivable Factoring - A Viable Cash-flow Solution for Small and Medium-Sized Enterprises Most people dream of having a great love relationship. I’m certainly no exception— that’s why divorce from my first wife was so painful. Divorce shatters your dream of having a lasting relationship. For many years after, I doubted I would ever remarry; I questioned whether I was even suited for marriage. I thought, “Maybe I’m just not the type of person who can be a good husband.” I spent time in self‑reflection, reading books about relationships, and attending seminars about relationships. I learned a lot, but it would be 13 years before I would meet anyone who awakened romantic love in me. I waited a long time before I had an opportunity to apply what I had learned about relationships (and to find out whether I could be a good husband).The pace of change in today’s business environment is inarguably staggering. Growth of e-commerce; changes to business structures; evolving relationships; changes to funding arrangements; access to capital and its sources. All occurring at increasingly exponential rates. Fast. The fact that there is more computing power in the average notebook computer today than it took to put a man on the moon should illustrate how fast things change, and whether in senior management or a business owner you need to keep pace.In particular, you must stay abreast of changes in your competitive environment, and remain fully apprised of mechanisms that will enable a response fast enough to keep you in the game. This article will look at one of those mechanisms, access to capital and through that, free cash flow. In doing so we’ll use an intuitive framework, peppered with some economics. Why? Intuitive analysis is ideal for answering specific questions; in this case ‘What will best enable my firm to manage rapid changes to competitive economic conditions and stay in the game?’ And I’ll use economics because of Steven Levitt, America’s most outstanding economist under-40, who along with Stephen Dubner c Bonnie and I fell in love when we were both 63 years old. We were married five months later. Our love relationship was a big surprise to both of us. Bonnie didn’t have a clue that I was romantically interested in her until I kissed her on our second date. She reacted with surprise and said, “This seems silly at our age.” We kissed again, and she remarked, “Oh, there is chemistry!” and “I'd better leave now.” Bonnie got up and went home. I thought to myself, “Women are still a mystery to me.” She phoned me an hour later and asked, “What are you expecting from me and this relationship?” I liked her candor. Her question led to a long conversation, and we realized we definitely wanted to see more of each other. We discovered romance isn’t only for the young. Older couples—young at heart—can have a great romantic life. In many ways Bonnie and I seemed to be an unlikely match for marriage. I had lived alone all my adult life except for one year, while Bonnie had been married most of hers. My schedule makes it difficult to spend enough time with a partner (I get up at 4 A.M. for meditation and go to bed by 10 P.M.). Bonnie had three divorces in her past, and her last marriage (of 20 years) had ended with her husband's suicide. She was flexible; I could be rigid. Actually, Bonnie and I first met more than 25 years before our romantic relationship began. We were part of the same meditation group. Over the years, I had seen her occasionally. She was married during these years, we didn’t know each other well, and neither of us ever thought of the other as a potential partner for a relationship. We didn’t have a clue that we would feel a powerful attraction for each other in the future. Little did I realize the person I was looking for was someone I already knew! How did our romance begin? A friend of mine sent an e-mail saying that Bonnie was ill and needed a ride to the doctor and some company. I also learned at this time that her husband had committed suicide 18 months earlier. My friend asked if I would help Bonnie out; I agreed. Bonnie wasn’t looking for another relationship. I was actively looking; I’d tried dating services and dance classes. I had met some interesting women but not anyone who seemed like a good match for me. Still, our relationship wouldn’t have happened if we hadn’t both been ready in certain vital ways. For my part, I had done some preparatory work on myself. I had finally realized just searching for the right partner wasn’t enough. I needed to attract the right partner by becoming more like the person I desired. I don’t mean I wanted a clone, but someone who shared similar values, goals, qualities, and interests. It dawned on me that inner work—some positive changes within myself—might be the key to attracting a good match. The right partner would come into my life if I became the right person for her. I began to practice the following steps: 1. I became a better friend to myself. I started treating myself the way I would like to be treated. This prepared me to become Bonnie's best friend. 2. I accepted my own imperfect humanness with compassion, enabling me to accept imperfections in others, to be less judgmental. I began to have more realistic expectations of others. 3. I gave myself permission to love myself and to experience more joy in life, thereby increasing my capacity to give and receive love. 4. I became grateful for all the good things in my life, which changed my mindset from scarcity consciousness to one of abundance. My cup was full to overflowing. 5. I became more authentic—more honest with myself and others. I stopped being afraid to reveal who I am, with shortcomings. This characteristic appealed to Bonnie, and we discovered a strong connection because of her own authenticity. 6. I held a positive expectation in my mind that I would meet the right woman. I imagined myself holding the love of my life in my arms, often doing this at night before falling to sleep. (There is power in visualizing a desired outcome as if it is happening now. Research has demonstrated that our brains react similarly to actual and imagined experiences. The subconscious mind can then help transform the imagined experience into reality.) 7. Later, I added the following prayer, “Lord, if you want me to spend the rest of my life alone, please help me to be happy in your will. However, if it is your will that I have an appropriate partner, then please select her for me because I am unable to find her.” I said this prayer only once, and then I surrendered the outcome to God. My relationship with Bonnie started two weeks later. Dreams can come true! Bonnie and I both feel that life was preparing us for each other. Both of us had experienced significant personal growth in the year before our relationship began. Grieving over her husband's suicide, Bonnie had found a greater capacity to give and receive love. She had much love and no one to share it with. I was going through some positive changes in my outlook on life. I had been hard on myself for many years, but had learned to have more love, compassion, acceptance, and friendship for myself and others. Our growth proved to be excellent preparation for our relationship. Who would have thought a woman with several failed marriages and a lifelong bachelor would be successful in a relationship? Wed in February 2005, we expected married life to require adjustments—especially for me. What has been surprising to both of us is that the transition has been so easy, natural, and joyful. Humor adds flavor to marriage. Before we married, I had lived alone for 13 years in a small 320‑square-foot cottage in a large city. After marriage, I moved to a large home in a small country town with a wife, two dogs, and two cats. Tiger, our indoor cat, has added to the adventure of marriage, contrasted with living alone. Tiger likes to pounce on my chest at night while I’m sleeping, often walking across my rib cage or How Bible Study Differs From Bible Reading iked her candor. Her question led to a long conversation, and we realized we definitely wanted to see more of each other. We discovered romance isn’t only for the young. Older couples—young at heart—can have a great romantic life.Every sincere Christian wants to have a more meaningful personal Bible study, to understand the Bible better. While learning the Bible is the joyful task of a lifetime, I'd like to offer several suggestions that can enrich your Bible studies.Bible Reading vs. Bible StudyFirst, recognize that Bible reading and Bible study are both important, but different. In order to grow, you need to read the Bible every day as part of your time with God -- your devotions or quiet time. During this daily time with God I recommend prayer, wide Bible reading, praise, thanksgiving, confession, and meditation -- these are ways to reach out to God with your spirit. Bible reading is one way of letting God refresh your spirit and speak to your mind.If you really want to learn the Bible, I recommend that you read broadly rather than narrowly. A one-verse devotional may be quick, but it won't really help you understand the Bible. I try each morning to read one chapter from the Old Testament, one chapter from Psalms or Proverbs, and one chapter from the New Testament. If I'm consistent, this will get me through the Old Testament once each year and the New Testament twice. That's an example of b In many ways Bonnie and I seemed to be an unlikely match for marriage. I had lived alone all my adult life except for one year, while Bonnie had been married most of hers. My schedule makes it difficult to spend enough time with a partner (I get up at 4 A.M. for meditation and go to bed by 10 P.M.). Bonnie had three divorces in her past, and her last marriage (of 20 years) had ended with her husband's suicide. She was flexible; I could be rigid. Actually, Bonnie and I first met more than 25 years before our romantic relationship began. We were part of the same meditation group. Over the years, I had seen her occasionally. She was married during these years, we didn’t know each other well, and neither of us ever thought of the other as a potential partner for a relationship. We didn’t have a clue that we would feel a powerful attraction for each other in the future. Little did I realize the person I was looking for was someone I already knew! How did our romance begin? A friend of mine sent an e-mail saying that Bonnie was ill and needed a ride to the doctor and some company. I also learned at this time that her husband had committed suicide 18 months earlier. My friend asked if I would help Bonnie out; I agreed. Bonnie wasn’t looking for another relationship. I was actively looking; I’d tried dating services and dance classes. I had met some interesting women but not anyone who seemed like a good match for me. Still, our relationship wouldn’t have happened if we hadn’t both been ready in certain vital ways. For my part, I had done some preparatory work on myself. I had finally realized just searching for the right partner wasn’t enough. I needed to attract the right partner by becoming more like the person I desired. I don’t mean I wanted a clone, but someone who shared similar values, goals, qualities, and interests. It dawned on me that inner work—some positive changes within myself—might be the key to attracting a good match. The right partner would come into my life if I became the right person for her. I began to practice the following steps: 1. I became a better friend to myself. I started treating myself the way I would like to be treated. This prepared me to become Bonnie's best friend. 2. I accepted my own imperfect humanness with compassion, enabling me to accept imperfections in others, to be less judgmental. I began to have more realistic expectations of others. 3. I gave myself permission to love myself and to experience more joy in life, thereby increasing my capacity to give and receive love. 4. I became grateful for all the good things in my life, which changed my mindset from scarcity consciousness to one of abundance. My cup was full to overflowing. 5. I became more authentic—more honest with myself and others. I stopped being afraid to reveal who I am, with shortcomings. This characteristic appealed to Bonnie, and we discovered a strong connection because of her own authenticity. 6. I held a positive expectation in my mind that I would meet the right woman. I imagined myself holding the love of my life in my arms, often doing this at night before falling to sleep. (There is power in visualizing a desired outcome as if it is happening now. Research has demonstrated that our brains react similarly to actual and imagined experiences. The subconscious mind can then help transform the imagined experience into reality.) 7. Later, I added the following prayer, “Lord, if you want me to spend the rest of my life alone, please help me to be happy in your will. However, if it is your will that I have an appropriate partner, then please select her for me because I am unable to find her.” I said this prayer only once, and then I surrendered the outcome to God. My relationship with Bonnie started two weeks later. Dreams can come true! Bonnie and I both feel that life was preparing us for each other. Both of us had experienced significant personal growth in the year before our relationship began. Grieving over her husband's suicide, Bonnie had found a greater capacity to give and receive love. She had much love and no one to share it with. I was going through some positive changes in my outlook on life. I had been hard on myself for many years, but had learned to have more love, compassion, acceptance, and friendship for myself and others. Our growth proved to be excellent preparation for our relationship. Who would have thought a woman with several failed marriages and a lifelong bachelor would be successful in a relationship? Wed in February 2005, we expected married life to require adjustments—especially for me. What has been surprising to both of us is that the transition has been so easy, natural, and joyful. Humor adds flavor to marriage. Before we married, I had lived alone for 13 years in a small 320‑square-foot cottage in a large city. After marriage, I moved to a large home in a small country town with a wife, two dogs, and two cats. Tiger, our indoor cat, has added to the adventure of marriage, contrasted with living alone. Tiger likes to pounce on my chest at night while I’m sleeping, often walking across my rib cage or Nokia N72 - The N-Series Standout er husband had committed suicide 18 months earlier. My friend asked if I would help Bonnie out; I agreed.The Nokia N72 is a very smartly designed mobile phone. The design of the phone is very sleek and modern looking. The back cover has a uniquely designed graphic. Not only does it look good, but it is also packed with cutting edge multimedia features to help you in today's high-tech, fast-paced world.If having your tunes with you is important then you will love the Nokia N72. The music player is integrated so you can always have your favorite play lists with you. It will support almost every musical format. It is very easy to load and store your songs. There is one separate key just for your music options. When you need to download music off your PC it is a very easy process. With the memory available you have the ability to store hundreds of your favorite songs. There is also a FM radio built in.The picture capability on this phone is out of this world. You can store up to 300, two mega pixel, digital photos on your phone. This camera phone is very simple to operate. The lens cover slides open and you just aim and shoot. It will automatically adjust to the surrounding conditions. You can also record video. 4 X 6 photos can be directly printed from the phone, or you can upload your p Bonnie wasn’t looking for another relationship. I was actively looking; I’d tried dating services and dance classes. I had met some interesting women but not anyone who seemed like a good match for me. Still, our relationship wouldn’t have happened if we hadn’t both been ready in certain vital ways. For my part, I had done some preparatory work on myself. I had finally realized just searching for the right partner wasn’t enough. I needed to attract the right partner by becoming more like the person I desired. I don’t mean I wanted a clone, but someone who shared similar values, goals, qualities, and interests. It dawned on me that inner work—some positive changes within myself—might be the key to attracting a good match. The right partner would come into my life if I became the right person for her. I began to practice the following steps: 1. I became a better friend to myself. I started treating myself the way I would like to be treated. This prepared me to become Bonnie's best friend. 2. I accepted my own imperfect humanness with compassion, enabling me to accept imperfections in others, to be less judgmental. I began to have more realistic expectations of others. 3. I gave myself permission to love myself and to experience more joy in life, thereby increasing my capacity to give and receive love. 4. I became grateful for all the good things in my life, which changed my mindset from scarcity consciousness to one of abundance. My cup was full to overflowing. 5. I became more authentic—more honest with myself and others. I stopped being afraid to reveal who I am, with shortcomings. This characteristic appealed to Bonnie, and we discovered a strong connection because of her own authenticity. 6. I held a positive expectation in my mind that I would meet the right woman. I imagined myself holding the love of my life in my arms, often doing this at night before falling to sleep. (There is power in visualizing a desired outcome as if it is happening now. Research has demonstrated that our brains react similarly to actual and imagined experiences. The subconscious mind can then help transform the imagined experience into reality.) 7. Later, I added the following prayer, “Lord, if you want me to spend the rest of my life alone, please help me to be happy in your will. However, if it is your will that I have an appropriate partner, then please select her for me because I am unable to find her.” I said this prayer only once, and then I surrendered the outcome to God. My relationship with Bonnie started two weeks later. Dreams can come true! Bonnie and I both feel that life was preparing us for each other. Both of us had experienced significant personal growth in the year before our relationship began. Grieving over her husband's suicide, Bonnie had found a greater capacity to give and receive love. She had much love and no one to share it with. I was going through some positive changes in my outlook on life. I had been hard on myself for many years, but had learned to have more love, compassion, acceptance, and friendship for myself and others. Our growth proved to be excellent preparation for our relationship. Who would have thought a woman with several failed marriages and a lifelong bachelor would be successful in a relationship? Wed in February 2005, we expected married life to require adjustments—especially for me. What has been surprising to both of us is that the transition has been so easy, natural, and joyful. Humor adds flavor to marriage. Before we married, I had lived alone for 13 years in a small 320‑square-foot cottage in a large city. After marriage, I moved to a large home in a small country town with a wife, two dogs, and two cats. Tiger, our indoor cat, has added to the adventure of marriage, contrasted with living alone. Tiger likes to pounce on my chest at night while I’m sleeping, often walking across my rib cage or What I Look For In a Neighborhood When Buying Investment Real Estate myself and to experience more joy in life, thereby increasing my capacity to give and receive love.I often get the question, “What do I look for in a neighborhood?”My answer is always the same. “Easy. Value!”I usually get a strange look, but it's true. In a neighborhood, I am looking for clues to assess the value of the property, plain and simple.Well, maybe not so plain and simple, I know. So let me explain.Normally, my rehab properties are not in the expensive areas of town. It's rare that you'll find a rehabber meeting his or her investment goals buying in the expensive parts of town. There are generally fewer homes needing rehabbing and the fixer-uppers that are there are going for top dollar. It's safe to say the bulk of the investor activity is taking place in the mid-to-low range of home prices.That's not to say I wouldn't look in, or buy in, the swank neighborhoods. Occasionally there are bargains to be scooped up there, but not with enough regularity to focus on.But, there are some places I definitely WON'T invest in.I won't TOUCH the urban war zone. Let me describe what I mean.“You don't go there because it's common knowledge that you shouldn't. If you happen to wander in that area, you are given suspicious looks by al 4. I became grateful for all the good things in my life, which changed my mindset from scarcity consciousness to one of abundance. My cup was full to overflowing. 5. I became more authentic—more honest with myself and others. I stopped being afraid to reveal who I am, with shortcomings. This characteristic appealed to Bonnie, and we discovered a strong connection because of her own authenticity. 6. I held a positive expectation in my mind that I would meet the right woman. I imagined myself holding the love of my life in my arms, often doing this at night before falling to sleep. (There is power in visualizing a desired outcome as if it is happening now. Research has demonstrated that our brains react similarly to actual and imagined experiences. The subconscious mind can then help transform the imagined experience into reality.) 7. Later, I added the following prayer, “Lord, if you want me to spend the rest of my life alone, please help me to be happy in your will. However, if it is your will that I have an appropriate partner, then please select her for me because I am unable to find her.” I said this prayer only once, and then I surrendered the outcome to God. My relationship with Bonnie started two weeks later. Dreams can come true! Bonnie and I both feel that life was preparing us for each other. Both of us had experienced significant personal growth in the year before our relationship began. Grieving over her husband's suicide, Bonnie had found a greater capacity to give and receive love. She had much love and no one to share it with. I was going through some positive changes in my outlook on life. I had been hard on myself for many years, but had learned to have more love, compassion, acceptance, and friendship for myself and others. Our growth proved to be excellent preparation for our relationship. Who would have thought a woman with several failed marriages and a lifelong bachelor would be successful in a relationship? Wed in February 2005, we expected married life to require adjustments—especially for me. What has been surprising to both of us is that the transition has been so easy, natural, and joyful. Humor adds flavor to marriage. Before we married, I had lived alone for 13 years in a small 320‑square-foot cottage in a large city. After marriage, I moved to a large home in a small country town with a wife, two dogs, and two cats. Tiger, our indoor cat, has added to the adventure of marriage, contrasted with living alone. Tiger likes to pounce on my chest at night while I’m sleeping, often walking across my rib cage or Survival Without Computers Dreams can come true!I was slowed down when my computer crashed and I had no data, no address book and not even my passwords to get back online. I didn’t think I was doing anything remarkable by bouncing back to productivity even with this handicap for a week. But from the feedback I’ve had from more than a few people, it seems paralysis would have been the acceptable common option.Yes, I got slowed down, but nothing critical was lost and no appointments missed. Why? Internal reserves, resources and drive. How do you survive in business today without your computer (or maybe it’s when your cell phone drops in the lake or your Ipod gets lost)?There were three parts to my personal survival. They are:A. Resourcefulness -- When things don’t go your way, you can have a pity party and choose to be paralyzed. Or you can decide to dig in to your reserves and available resources to propel you forward in spite of obstacles. I start with a simple question: What’s the most important thing that needs to be done now and how do I do it (options)?It’s a matter of choosing to get the work done and keeping your priorities in order, or using this problem (any problem) as an excuse to procrastinate, or wallow Bonnie and I both feel that life was preparing us for each other. Both of us had experienced significant personal growth in the year before our relationship began. Grieving over her husband's suicide, Bonnie had found a greater capacity to give and receive love. She had much love and no one to share it with. I was going through some positive changes in my outlook on life. I had been hard on myself for many years, but had learned to have more love, compassion, acceptance, and friendship for myself and others. Our growth proved to be excellent preparation for our relationship. Who would have thought a woman with several failed marriages and a lifelong bachelor would be successful in a relationship? Wed in February 2005, we expected married life to require adjustments—especially for me. What has been surprising to both of us is that the transition has been so easy, natural, and joyful. Humor adds flavor to marriage. Before we married, I had lived alone for 13 years in a small 320‑square-foot cottage in a large city. After marriage, I moved to a large home in a small country town with a wife, two dogs, and two cats. Tiger, our indoor cat, has added to the adventure of marriage, contrasted with living alone. Tiger likes to pounce on my chest at night while I’m sleeping, often walking across my rib cage or lying across my throat, his hair tickling the inside of my nose. Learning to sleep with another person and a cat has been a major adjustment, but it’s been a lot of laughs, too. There are so many humorous situations that married life can bring. Shortly after we got married, Bonnie gave me my first “honey-do” chore—a shopping trip to the grocery store. I was proud that she trusted me to find everything on her list, even on my first trip to this supermarket. One item appeared to be “Suzan,” and I thought Bonnie had said it was a special French brand of sugar. I asked a stocker for help, and he was puzzled. We ran all over the store looking for this mysterious product without success. Even the store manager had never heard of a product called “Suzan.” Since I would be going home without one item, I decided to buy some flowers, hoping they would keep me in good standing with my new bride. As a last-ditch effort, I showed the list to the lady who sold flowers. She said, “I see pecans, raisins, and oatmeal. It’s obvious to me, your wife is planning to make oatmeal cookies. This word isn’t Suzan, it’s sugar.” Bonnie and I had many laughs over this incident, and she still trusts me with “honey-do” lists. We’ve discovered that maintaining a sense of humor is one of the keys to our relationship. If such an unlikely pair as Bonnie and I can find love and happiness in our sixties, there’s hope for everyone! Actually, we know four other couples in their fifties who recently fell in love. It’s not too late to find true love. It may be right around the corner! Summary of lessons learned: 1. It’s not too late to find true love. Don’t give up hope. Keep your heart open to finding a relationship. 2. An outer search for a partner is usually not enough by itself. Inner work and growth can be the best preparation for attracting a compatible partner. 3. Self‑love increases your capacity to love another. When you accept your imperfections with compassion, you’ll be able to do the same for others. 4. Visualizing a desired outcome as if it is happening now, combined with leaving the results to God, can produce powerful results. Questions to ponder and discuss: 1. How can I become a better friend to myself? 2. What are some of my imperfections, and how can I accept them nonjudgmentally, with compassion? 3. How can I stay hopeful about finding a great relationship while at the same time letting go of the results of my efforts? 4. What qualities do I seek in a significant other? How can I develop more of these qualities in myself? In the next chapter I discuss the strategy I used to identify and overcome the inner resistance that made my dream of attracting a soul mate come true. Copyright 2007. Raymond Gerson (From the book, Create the Life You Want)
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