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I Advice - Rethinking Retirement: Not Just Sitting on the Porch Sipping Lemonade
Do you ever feel like you tend to argue about the same issues over and over again? Are you feeling resentful towards your partner? Maybe you have stopped talking about tense issues altogether to prevent having another argument. If any of these scenarios sound like a truism in your relationship, then you need to learn how to express your differences of opinions productively. Adhere to these rules and you may actually move past the issues at hand:•No cursing. This isn’t productive. It also isn’t respectful. If you want respect, then you need to show respect.•No blaming. Using statements that include the word “you” only puts up defenses. Being on the receiving end of a “you” statement would cause you to attack. It will evoke similar emotions in your partner.•Do not shout or yell. For some reason, when people feel unheard, they raise their voice. Ironically, while your voice may get louder, the message you want to convey only gets lost. Shouting matches cause irrational responses and elevates angry feelings.•Use time-outs. If you are finding that the conversation is taking a wrong turn, call a “time out.” end the
Why Should I Set Specific Retirement Goals?
Setting retirement goals is vitally important. Defining your goals will allow you to:
• Plan for your reti
When I first started studying for my CCNA years ago, one of the (many) things that confused me was ARP. Or rather, what ARP did as opposed to Reverse ARP, Inverse ARP, and Proxy ARP! One book would mention ARP without mentioning the other variations, one would mention RARP but not Proxy ARP, and so on...I got through my Intro and ICND exams, but I never forgot how confusing this was to me when I started. (And we all start somewhere!) To help current CCNA candidates with this confusing topic, let's take a look at each one of these technologies.ARP - Address Resolution ProtocolYou may well know what ARP does from your networking studies or work on a LAN, but to effectively troubleshoot ARP issues on a WAN (and pass the 640-801, 640-811, and 640-821 exams!), you need to take network devices into account that may be separating the workstations in question.The basic ARP operation is simple enough. We concentrate on IP addressing a great deal in our studies and our jobs, but it's not enough to have a destination IP address in order to send data; the transmitting device must have a destination MAC address as well.If the sender doesn
With increasing life expectancies and improving health and an increase in planning, the nature of retirement is changing … for the better. So, how do you make sure that when it comes time to retire, you’ll be able to enjoy the lifestyle that you’ll want to lead? The answer is effective goal setting and planning for those specific goals.
While once retirement was seen as the culmination of one’s working life, today retirement is increasingly viewed more as a life transition. Retiring “early” (usually defined as before eligible for Social Security) means you are still young and healthy, able to pursue hobbies, business interests, and travel.
Today, people in their 60s are generally healthier than past generations and this will only increase further as we live healthier lifestyles and benefit from advances in medicine. Life expectancies are also increasing. In 1935, a 65 year old could expect to reach age 77 ? . Today, a 65 year old can expect to live to 82 ? . And, 10 percent of 65 year olds will reach the ripe old age of 98! In the years to come, we can expect this to increase further.
How will you plan for decades of post-employment life?
How Do You Define Retirement?
Traditionally, retirement has been seen as the time when a person leaves the workforce to be supported by a pension, Social Security, and/or other personal assets. However, this typical view of retirement is quickly changing as more and more people are retiring from “employment” to eagerly pursue other activities including:
• Starting a business or working from home.
• Working part-time or in rewarding, but low paid, jobs (such as teaching).
• Volunteering.
• Managing investments (rental properties or investment portfolios).
• Engaging in a hobby.
• Caring for family members
• Travelling or moving to a vacation area.
Today, retirement is viewed as a time for looking forward rather than lamenting the end of a career. Even more so, many people are leaving employment joyfully to pursue their true interests and goals. But while retirement is now seen as an exciting transition, it’s going to take proper planning in order to make the most of it. And an important step in planning for retirement is setting goals.
Why Should I Set Specific Retirement Goals?
Setting retirement goals is vitally important. Defining your goals will allow you to:
• Plan for your retir
What you see is what you get!I was recently asked if I am a “half full” or “half empty” type of person with regards to the glass example. My reply was very short, sharp and to the point. I replied, “I just see the glass. It is up to me to either fill it or empty it”. Whilst this may sound simplistic, you would be surprised to see how many people actually let their experiences, good or bad, affect their future direction. Let me explain this point by telling you a story.A Chinese farmer was ploughing the village’s fields. As the village only had one horse, it was his job in life to ensure that the horse was looked after as if anything happened to it, the village would be left without its hardest worker.One day as he was tending the field, the horse broke free and disappeared into the mountains. He tried to find it with no luck. He returned to the village and told them all what happened. As he finished telling them what had happened someone said “that’s bad luck!” As quick as the comment was given, he gave a reply “bad luck, good luck, who knows”?The village just went on with their day as there was really noting that could be done
While once retirement was seen as the culmination of one’s working life, today retirement is increasingly viewed more as a life transition. Retiring “early” (usually defined as before eligible for Social Security) means you are still young and healthy, able to pursue hobbies, business interests, and travel.
Today, people in their 60s are generally healthier than past generations and this will only increase further as we live healthier lifestyles and benefit from advances in medicine. Life expectancies are also increasing. In 1935, a 65 year old could expect to reach age 77 ? . Today, a 65 year old can expect to live to 82 ? . And, 10 percent of 65 year olds will reach the ripe old age of 98! In the years to come, we can expect this to increase further.
How will you plan for decades of post-employment life?
How Do You Define Retirement?
Traditionally, retirement has been seen as the time when a person leaves the workforce to be supported by a pension, Social Security, and/or other personal assets. However, this typical view of retirement is quickly changing as more and more people are retiring from “employment” to eagerly pursue other activities including:
• Starting a business or working from home.
• Working part-time or in rewarding, but low paid, jobs (such as teaching).
• Volunteering.
• Managing investments (rental properties or investment portfolios).
• Engaging in a hobby.
• Caring for family members
• Travelling or moving to a vacation area.
Today, retirement is viewed as a time for looking forward rather than lamenting the end of a career. Even more so, many people are leaving employment joyfully to pursue their true interests and goals. But while retirement is now seen as an exciting transition, it’s going to take proper planning in order to make the most of it. And an important step in planning for retirement is setting goals.
Why Should I Set Specific Retirement Goals?
Setting retirement goals is vitally important. Defining your goals will allow you to:
• Plan for your reti
We all get junk email everyday. Most of us can spot spam with just a quick glance at the subject line. However, a benefit of having a permission based email marketing system is that these customers have asked you to send them mail. And since they asked for it – they’ll open it. Getting them to open it is the 1st step…but don’t forget you still have to hold their attention to ensure they continue to open your emails. Here are a few tricks to keep your customers opening and reading your email newsletters.Who Are Your Subscribers?Don’t forget who your target market is. You’ll need to tailor your email marketing campaign depending on what group of people you are communicating with. Are you talking with teens? Do you know what is popular in their age group? These questions can greatly improve response and interest rates.Be FlexibleDon’t assume that all of your subscribers are running the newest computer system, in fact, most of them are not. In light of this, you may need to make some changes in how you send your email newsletters. For example, offer an
How will you plan for decades of post-employment life?
How Do You Define Retirement?
Traditionally, retirement has been seen as the time when a person leaves the workforce to be supported by a pension, Social Security, and/or other personal assets. However, this typical view of retirement is quickly changing as more and more people are retiring from “employment” to eagerly pursue other activities including:
• Starting a business or working from home.
• Working part-time or in rewarding, but low paid, jobs (such as teaching).
• Volunteering.
• Managing investments (rental properties or investment portfolios).
• Engaging in a hobby.
• Caring for family members
• Travelling or moving to a vacation area.
Today, retirement is viewed as a time for looking forward rather than lamenting the end of a career. Even more so, many people are leaving employment joyfully to pursue their true interests and goals. But while retirement is now seen as an exciting transition, it’s going to take proper planning in order to make the most of it. And an important step in planning for retirement is setting goals.
Why Should I Set Specific Retirement Goals?
Setting retirement goals is vitally important. Defining your goals will allow you to:
• Plan for your reti
All of life is a personal interpretation or perception of what is happening in our world. Each of us can look at a sunset, picture, or event and see something different. We can eat the same food, hear the same sounds, and smell the same smells, but in every case we will experience something totally unique.Life is filled with illusions that present themselves as real. One of the biggest illusions that people who are happy, have let go of, is that anyone other than themselves is responsible for their happiness, success, security, well being, and life outcomes.It is important to have friends, support systems, and to be able to count on others for understanding and help from time to time. However, really happy people know that although these are helpful, and even important sometimes, they have learned that they are responsible for their own happiness.Illusions are nothing more than our mind’s interpretation of outside issues, events, circumstances, stuff, people or anything that does not originate within our consciousness. I am not going to get into a philosophical discussion here about whether the book you are reading is real. Is there a sou
• Starting a business or working from home.
• Working part-time or in rewarding, but low paid, jobs (such as teaching).
• Volunteering.
• Managing investments (rental properties or investment portfolios).
• Engaging in a hobby.
• Caring for family members
• Travelling or moving to a vacation area.
Today, retirement is viewed as a time for looking forward rather than lamenting the end of a career. Even more so, many people are leaving employment joyfully to pursue their true interests and goals. But while retirement is now seen as an exciting transition, it’s going to take proper planning in order to make the most of it. And an important step in planning for retirement is setting goals.
Why Should I Set Specific Retirement Goals?
Setting retirement goals is vitally important. Defining your goals will allow you to:
• Plan for your reti
All inclusive vacations has all the benefits one can think of. Imagine paying one price for all food and drinks, games, entertainment and whatever else you can think of for your entire holiday's needs. That is what an all inclusive vacations packages promises you.And figures has shown that increasingly, vacationers are turning to such ready-made packages which offers more convenience and a lower price as well. Such packages are very fast selling and snapped up by vacationers during the school vacations and holidays seasons, the peak traveling season.So if you are looking out for a great holiday vacation, an all inclusive is an excellent option for you. A seven day trip to a popular destination like Jamaica will cost you just under less than eight hundred bucks. A great bargain if you ask me. This includes airfare, a beautiful resort stay and food as well. You just need to book one ticket and it covers almost everything.There are many more all inclusive vacations packages that you can choose from. These travel packages comes with varying duration and packages. Be sure to find out carefully what it covers and what it doesn't.If you find th
Why Should I Set Specific Retirement Goals?
Setting retirement goals is vitally important. Defining your goals will allow you to:
• Plan for your retirement more realistically and effectively.
• Be more motivated to achieve your goals. For example, you’ll know how much you’ll need to budget and save now for your goal.
• Make a smooth transition from full time work to your retirement life.
• Meet your retirement goals because you’ll have a clear idea of what you need to do and how you will achieve those goals.
How Do I Set Retirement Goals?
Setting your retirement goals is much more simple than you may imagine. You already know what you want to do – we just need to bring that information out of you. Spend some time thinking about what it is you want out of retirement and follow this simple exercise.
Step 1: Brainstorming your ideas
Spend 15 minutes brainstorming answers to the following questions. If you are planning for retirement with your spouse, do the following exercise separately. Remember, brainstorming means writing down whatever comes to mind. There are no right or wrong answers. Don’t spend too much time thinking about your answers, just right them down.
1. If you received a pension that paid your monthly expenses, what would you do with your time?
2. How would you spend a $100,000,000 lottery prize?
3. Your doctor tells you that you will live to 100 and be healthy both mentally and physically. You will have to gradually reduce your physical activity from age 90. What will you do with your time?
4. Your doctor informs you that you will die painlessly at age 65. Until that time you will feel healthy. How will you spend your time until then?
When you’ve answered these questions, review your answers. Did you find any surprises? Circle your top 3 answers and move onto Step 2.
Step 2: Set results
Next, think about why you want to that particular goal? What are the results or objectives that you want to achieve for those goals? What is your vision for that goal?
For example, if you want to spend more time with family and friends, is it to spend quality time with grandchildren, holiday with friends or support a less healthy family member? What would you get out of spending that time with your grandchildren? Sounds obvious, but write it
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