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I Advice - How To Avoid Getting Scammed
Multi-unit and multi-concept franchising both provide opportunities for fast, efficient growth. Franchising is an obvious consideration for individuals who naturally have that entrepreneurial spirit. You might be wondering what is means to have an entrepreneurial spirit.Are you self-motivated? Do you dream of building a business with your two hands? Do you struggle as an employee, constantly feeling like you could improve the company if someone would hand over the reins? If one or more of these questions provokes an affirmative answer, you are an entrepreneur who is ready to find a track into the business world, possibly with a business franchise.Most importantly, you do not need a college degree or years of experience to take advantage of this increasingly emergent business prospect. And, with the right information, you can successfully operate more than one franchise business.What is Multi-Unit and Multi-Conc
10. Employment Scams:
Employment scammers take advantage of job seekers. They claim to offer employment services, inside information or inside contacts to jobs. After paying a fee, victims learn they only provide advice, help writing a resume--or less. Some fraudulent employment services simply sell lists of companies that they have gotten from public directories. They usually have not contacted those companies directly or know if there really are any job openings.
11. Multi-level Marketing (MLM) or Network Marketing Scams:
I know I'm going to ruffle a few feathers with this one, so let me just say right now that all MLM or network marketing companies are not scams. Obviously, there are some good, reputable companies out there. However, there are so many bad ones that I'm compelled to include the entire industry on this list. Before getting
The urban market is unique in the sense that the customer base buys out of a sense of popular appeal, as opposed to practical considerations.While the business attire market buys based on practical considerations such as corporate dress codes and client interactions, the urban market buys based on other criteria.Customers buying urban clothing will opt for extra large sized clothing, even if their regular size is smaller.To maximize your urban wear sales you need to use these urban fashion tips.Urban Fashion Tip #1Concentrate on large sizes.Large sizes sell well because the style is to wear baggy and extra large looking clothing. While the customer may only need a medium sized shirt, he will often prefer a 2X or larger sized shirt.Urban Fashion Tip #2Bright colors rule.The name of the game is flash appeal. The louder the clothing is, the more it will stand out.
1. Nigerian Letter Scam:
This one's been around for many years but continues to flourish. Many of these e-mails claim to be from a person in Africa, usually Nigeria. The writer claims to have access to millions of dollars, either from a relative or from knowledge of an idle account. A percentage of this money is promised to the victim if they will allow the money to be processed through their personal bank account. The victim is instructed to keep their share and send the remaining money to the scammer.
The check given to the victims is fraudulent. The victim is then liable to the bank for the check they wrote to the scammer.
Here's what will happen when you give strangers your bank account information: They will take your money. Period.
2. Phishing Scams:
"Phishing" is a high-tech scam that uses spam or pop-up messages to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, or other sensitive information.
Phishers send an e-mail or pop-up message that claims to be from a business or organization that you deal with--for example, your Internet service provider (ISP), bank, online payment service, or even a government agency. The message usually says that you need to "update" or "validate" your account information.
Recent phishing victims include Yahoo, Citibank, eBay, Best Buy and Bank of America among others.
If you get spam that is phishing for information, forward it to spam@uce.gov.
3. Chain Letters:
In this classic scam, you're asked to send a small amount of money (usually $5.00) to each of several names on a list, and then forward the letter including your name at the top of the list, via bulk e-mail. Many of these letters claim to be legal. They even include a section of the U.S. Postal Code on illegal schemes. Don't be fooled. They are not legal. And if you participate, not only will you be breaking the law, you'll lose your money as well.
4. Work-At-Home And Business Opportunity Scams:
These scams tempt victims with ads stating "no experience necessary," promise high earnings and claim to have inside information. The scammers usually require victims to pay anywhere from $35 to several hundred dollars or more for information, kits or materials that do not provide the promised results.
Frequently, these schemes involve making handicrafts, stuffing envelopes, medical billing, or state, "Use your home PC to make money fast in your spare time!"
In the craft making or envelope stuffing scam, after paying fees and completing the assembly of the products, victims are told their work is low quality and unworthy of compensation.
Medical billing scams require victims to purchase supplies and lists of doctors who, inevitably don't exist or are not interested in the service.
5. Bulk E-mail Scams:
These solicitations offer to sell you bulk e-mail addresses (spam software) or services to send spam on your behalf. Example: "Reach 100 million websites, $39.95"! The software is usually of poor quality. It's spam and a scam. Don't do it.
6. Auction and retail scams:
These schemes typically offer high-value items, such as Cartier watches, Beanie Babies and computers, in hopes of attracting many consumers. What happens is the victim wins the bid, sends the money and receives nothing or receives products of much lower quality than advertised.
7. Guaranteed Loans or Credit Scams:
This scam comes in a variety of flavors: home equity loans that don't require equity in your home, personal loans regardless of credit history, etc. After you pay the application fees, you receive a letter saying that your loan request was denied. Usually, you never here from these companies again.
8. Credit Repair Scams:
These scams promise to erase accurate, negative information from your credit file so that you can qualify for loans, mortgages, unsecured credit cards, etc. It doesn't work. Not only that. If you follow their advice and lie on loan or credit applications, misrepresent your social security number, or get an Employer Identification Number from the Internal Revenue Service under false pretenses, you will be committing fraud and violating federal laws. Another variation of this scam is the promise of a brand new credit file. Don't do it.
9. Vacation, Sweepstakes And Prize Award Scams:
In these scams you receive notification congratulating you because you've won a fabulous vacation, a car or some other prize award. All you have to do to collect your prize is pay a small fee (usually several hundred dollars). In return, what you end up getting is a toy car, (I kid you not) or a vacation certificate to the Bahamas or some other exotic vacation spot. It's really a lousy deal. You have to pay for your own airfare, and the accommodations that they arrange are usually in rundown hotels. Let the buyer beware!
10. Employment Scams:
Employment scammers take advantage of job seekers. They claim to offer employment services, inside information or inside contacts to jobs. After paying a fee, victims learn they only provide advice, help writing a resume--or less. Some fraudulent employment services simply sell lists of companies that they have gotten from public directories. They usually have not contacted those companies directly or know if there really are any job openings.
11. Multi-level Marketing (MLM) or Network Marketing Scams:
I know I'm going to ruffle a few feathers with this one, so let me just say right now that all MLM or network marketing companies are not scams. Obviously, there are some good, reputable companies out there. However, there are so many bad ones that I'm compelled to include the entire industry on this list. Before getting
Ever thought about starting your own car dealership? Are you curious to know how you can build up a new business with only a couple hundred dollars to start? I am about to teach you a few tips that can make you very rich with your own business.Used car dealerships seem to be everywhere and they are always coming and going. There always seems to be just a few that stick around, while the rest come and go. Why are they able to stay in business while others fail?The dealerships that stay in business don’t grow too fast and, in most cases don’t have large loan payments from start up costs. You can be one of these. All you need is a few hundred dollars to start.Once you have a few hundred dollars you will need to find a place that has seized cars for sale. This will give you a supplier that will always be there with great prices on cars for you. Now you will probably have to pay a fee of $50-$100 for the inf
Recent phishing victims include Yahoo, Citibank, eBay, Best Buy and Bank of America among others.
If you get spam that is phishing for information, forward it to spam@uce.gov.
3. Chain Letters:
In this classic scam, you're asked to send a small amount of money (usually $5.00) to each of several names on a list, and then forward the letter including your name at the top of the list, via bulk e-mail. Many of these letters claim to be legal. They even include a section of the U.S. Postal Code on illegal schemes. Don't be fooled. They are not legal. And if you participate, not only will you be breaking the law, you'll lose your money as well.
4. Work-At-Home And Business Opportunity Scams:
These scams tempt victims with ads stating "no experience necessary," promise high earnings and claim to have inside information. The scammers usually require victims to pay anywhere from $35 to several hundred dollars or more for information, kits or materials that do not provide the promised results.
Frequently, these schemes involve making handicrafts, stuffing envelopes, medical billing, or state, "Use your home PC to make money fast in your spare time!"
In the craft making or envelope stuffing scam, after paying fees and completing the assembly of the products, victims are told their work is low quality and unworthy of compensation.
Medical billing scams require victims to purchase supplies and lists of doctors who, inevitably don't exist or are not interested in the service.
5. Bulk E-mail Scams:
These solicitations offer to sell you bulk e-mail addresses (spam software) or services to send spam on your behalf. Example: "Reach 100 million websites, $39.95"! The software is usually of poor quality. It's spam and a scam. Don't do it.
6. Auction and retail scams:
These schemes typically offer high-value items, such as Cartier watches, Beanie Babies and computers, in hopes of attracting many consumers. What happens is the victim wins the bid, sends the money and receives nothing or receives products of much lower quality than advertised.
7. Guaranteed Loans or Credit Scams:
This scam comes in a variety of flavors: home equity loans that don't require equity in your home, personal loans regardless of credit history, etc. After you pay the application fees, you receive a letter saying that your loan request was denied. Usually, you never here from these companies again.
8. Credit Repair Scams:
These scams promise to erase accurate, negative information from your credit file so that you can qualify for loans, mortgages, unsecured credit cards, etc. It doesn't work. Not only that. If you follow their advice and lie on loan or credit applications, misrepresent your social security number, or get an Employer Identification Number from the Internal Revenue Service under false pretenses, you will be committing fraud and violating federal laws. Another variation of this scam is the promise of a brand new credit file. Don't do it.
9. Vacation, Sweepstakes And Prize Award Scams:
In these scams you receive notification congratulating you because you've won a fabulous vacation, a car or some other prize award. All you have to do to collect your prize is pay a small fee (usually several hundred dollars). In return, what you end up getting is a toy car, (I kid you not) or a vacation certificate to the Bahamas or some other exotic vacation spot. It's really a lousy deal. You have to pay for your own airfare, and the accommodations that they arrange are usually in rundown hotels. Let the buyer beware!
10. Employment Scams:
Employment scammers take advantage of job seekers. They claim to offer employment services, inside information or inside contacts to jobs. After paying a fee, victims learn they only provide advice, help writing a resume--or less. Some fraudulent employment services simply sell lists of companies that they have gotten from public directories. They usually have not contacted those companies directly or know if there really are any job openings.
11. Multi-level Marketing (MLM) or Network Marketing Scams:
I know I'm going to ruffle a few feathers with this one, so let me just say right now that all MLM or network marketing companies are not scams. Obviously, there are some good, reputable companies out there. However, there are so many bad ones that I'm compelled to include the entire industry on this list. Before getting
As a teenager I worked for my father's small business. At 18 I worked for a small video rental business owned by two partners; there were 4 employees. At 23 I worked for an auto body shop, the owner was from Greece; there were 8 employees. At 25 I became CEO of my family's small business; we have 15 employees. Today, I own a 3-employee automotive repair shop; an online business; a promotional licensing business and I still consult for my family's business.Today working in large firms with hundreds of employees or even 50 employees is rare. Like most people I grew up around small business and worked in small business. The transition to a business of my own seemed a natural progression. The time has never been better to get your feet wet. Small business is booming.Consider these facts from the U.S. Bureau of the Census:· 23 million small businesses in the U.S.; 75% of which have no employees
Frequently, these schemes involve making handicrafts, stuffing envelopes, medical billing, or state, "Use your home PC to make money fast in your spare time!"
In the craft making or envelope stuffing scam, after paying fees and completing the assembly of the products, victims are told their work is low quality and unworthy of compensation.
Medical billing scams require victims to purchase supplies and lists of doctors who, inevitably don't exist or are not interested in the service.
5. Bulk E-mail Scams:
These solicitations offer to sell you bulk e-mail addresses (spam software) or services to send spam on your behalf. Example: "Reach 100 million websites, $39.95"! The software is usually of poor quality. It's spam and a scam. Don't do it.
6. Auction and retail scams:
These schemes typically offer high-value items, such as Cartier watches, Beanie Babies and computers, in hopes of attracting many consumers. What happens is the victim wins the bid, sends the money and receives nothing or receives products of much lower quality than advertised.
7. Guaranteed Loans or Credit Scams:
This scam comes in a variety of flavors: home equity loans that don't require equity in your home, personal loans regardless of credit history, etc. After you pay the application fees, you receive a letter saying that your loan request was denied. Usually, you never here from these companies again.
8. Credit Repair Scams:
These scams promise to erase accurate, negative information from your credit file so that you can qualify for loans, mortgages, unsecured credit cards, etc. It doesn't work. Not only that. If you follow their advice and lie on loan or credit applications, misrepresent your social security number, or get an Employer Identification Number from the Internal Revenue Service under false pretenses, you will be committing fraud and violating federal laws. Another variation of this scam is the promise of a brand new credit file. Don't do it.
9. Vacation, Sweepstakes And Prize Award Scams:
In these scams you receive notification congratulating you because you've won a fabulous vacation, a car or some other prize award. All you have to do to collect your prize is pay a small fee (usually several hundred dollars). In return, what you end up getting is a toy car, (I kid you not) or a vacation certificate to the Bahamas or some other exotic vacation spot. It's really a lousy deal. You have to pay for your own airfare, and the accommodations that they arrange are usually in rundown hotels. Let the buyer beware!
10. Employment Scams:
Employment scammers take advantage of job seekers. They claim to offer employment services, inside information or inside contacts to jobs. After paying a fee, victims learn they only provide advice, help writing a resume--or less. Some fraudulent employment services simply sell lists of companies that they have gotten from public directories. They usually have not contacted those companies directly or know if there really are any job openings.
11. Multi-level Marketing (MLM) or Network Marketing Scams:
I know I'm going to ruffle a few feathers with this one, so let me just say right now that all MLM or network marketing companies are not scams. Obviously, there are some good, reputable companies out there. However, there are so many bad ones that I'm compelled to include the entire industry on this list. Before getting
In quality manufacturing, speed requires standardization. No wonder Six Sigma, Zero Defects and ISO Certification receive so much time and attention.But in quality service, doing something unusual or eccentric can create a powerful impact. In service, it can be quite acceptable to find and do your own thing.Here are just a few examples:A waiter at the Sugar Beach Resort in Mauritius comes to work each day with a thermometer in his pocket. On the way to the restaurant he takes the temperature of the ocean water and the swimming pool. As he pours coffee and clears plates during breakfast, he joyfully tells guests exactly how warm and enjoyable their swimming will be that day.A room service attendant at the same resort noticed a guest from Germany reading Goethe during her stay. He got coaching from a colleague and learned a poem in German by heart. A few days later as he served her dinner in her room, he r
This scam comes in a variety of flavors: home equity loans that don't require equity in your home, personal loans regardless of credit history, etc. After you pay the application fees, you receive a letter saying that your loan request was denied. Usually, you never here from these companies again.
8. Credit Repair Scams:
These scams promise to erase accurate, negative information from your credit file so that you can qualify for loans, mortgages, unsecured credit cards, etc. It doesn't work. Not only that. If you follow their advice and lie on loan or credit applications, misrepresent your social security number, or get an Employer Identification Number from the Internal Revenue Service under false pretenses, you will be committing fraud and violating federal laws. Another variation of this scam is the promise of a brand new credit file. Don't do it.
9. Vacation, Sweepstakes And Prize Award Scams:
In these scams you receive notification congratulating you because you've won a fabulous vacation, a car or some other prize award. All you have to do to collect your prize is pay a small fee (usually several hundred dollars). In return, what you end up getting is a toy car, (I kid you not) or a vacation certificate to the Bahamas or some other exotic vacation spot. It's really a lousy deal. You have to pay for your own airfare, and the accommodations that they arrange are usually in rundown hotels. Let the buyer beware!
10. Employment Scams:
Employment scammers take advantage of job seekers. They claim to offer employment services, inside information or inside contacts to jobs. After paying a fee, victims learn they only provide advice, help writing a resume--or less. Some fraudulent employment services simply sell lists of companies that they have gotten from public directories. They usually have not contacted those companies directly or know if there really are any job openings.
11. Multi-level Marketing (MLM) or Network Marketing Scams:
I know I'm going to ruffle a few feathers with this one, so let me just say right now that all MLM or network marketing companies are not scams. Obviously, there are some good, reputable companies out there. However, there are so many bad ones that I'm compelled to include the entire industry on this list. Before getting
If you have your own small business, it's important to decide exactly who you will be marketing your products or services to. After all, you probably don't have the time or the money to market to everyone. And even if you did, it is not recommended.You'll want to select what is called a "target audience." This is an identifiable group of people you believe will be the best prospects for your business.But for many small business owners, narrowing their focus to one primary group of people can be a challenging task. They want to help everyone — and very often their product or service CAN help a variety of people.It also goes against human nature to narrow your focus in order to grow a business. Common sense seems to tell us if we want to grow our business big, we need to appeal to more people.In reality the opposite is true. When we narrow our focus to a particular group of people we become an expert in so
10. Employment Scams:
Employment scammers take advantage of job seekers. They claim to offer employment services, inside information or inside contacts to jobs. After paying a fee, victims learn they only provide advice, help writing a resume--or less. Some fraudulent employment services simply sell lists of companies that they have gotten from public directories. They usually have not contacted those companies directly or know if there really are any job openings.
11. Multi-level Marketing (MLM) or Network Marketing Scams:
I know I'm going to ruffle a few feathers with this one, so let me just say right now that all MLM or network marketing companies are not scams. Obviously, there are some good, reputable companies out there. However, there are so many bad ones that I'm compelled to include the entire industry on this list. Before getting involved with any MLM or network marketing company, investigate, investigate and then investigate some more. Don't get caught up in the hype. And here's a fact no MLM or network marketing company will ever tell you--not even the legitimate ones: Unless you have outstanding sales ability and/or people skills, it is extremely difficult to make any money in MLM or network marketing.
Here are some other things you should watch out for: Make sure the website you’re visiting contains all three of the following:
- A real persons name (not just a company or business name)
- A telephone number
- A street address (not just a P.O. Box)
If all three of the above are not present, walk away from the offer.
Before purchasing anything, you should always check first to see if the company has had any complaints lodged against it. The following websites publish complaints and/or scams:
If you do get scammed, report it to the aforementioned websites immediately. You probably won’t be able to recover your money. Few people ever do. But at least by reporting the crime and making it public record, you make it harder for that company to scam anyone else.
In closing, always carefully investigate any business opportunity, and remember: If it sounds too good to be true, it probably is!
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