Federal Perkins Student Loans

The ever increasing costs of post secondary education are causing many students to defer their (tertiary) studies or not undertake them at all. This is leading to shortages in many professions including teaching (particularly maths and science), nursing, specialty medical and a vast growing number of other professions.

Student Loans - The Best Way to Repay Student Loans

As a recent college graduate, nothing will teach you more about responsibility and money management than repaying student loans. Proactively managing your loans will save you money and build up your credit history. The best way to repay student loans is to make regular payments for a better interest rate, explore options for repayment plans, use tax breaks available, consolidate loans, and defer loan payments (if need be) to avoid a strike on your credit record.

College Saving Plans - 529 Plan Options and Facts

A 529 plan is a state-operated investment plan that gives families a federal, tax-free way to save money for college. 529 plans come in two varieties: (1) college saving plans, and (2) prepaid tuition plans. Many states offer both options but every state has at least one of these two options. College savings plans let parents use their plan funds for college expenses at any college. Prepaid tuition plans let parent's lock-in future tuition at in-state public colleges at present prices.

Private Scholarships - The Billion Dollar Rip-off

Towards the end of every school year, most non-profit organizations hold their Awards Banquets where worthy students are honored with various scholarships. Since the awarding organization is primarily giving the money to be used for the student's education, they simply ask the family where the student will be attending, and parents, unaware of the pitfall, tell them. Virtually all such organizations are responsible for the fatal error of making the check payable to the student AND the college. So sets the stage for the billion dollar scholarship rip-off.

You Can't Fail With These 10 Must Do Steps For A Successful Career Thru Higher Education

Non-federal financial aid programs and requirements very often vary from school to school. Always check with school before applying for financial aid. Applying to schools means more than just filling out forms. You need to understand each school's requirements, gather information, meet deadlines, and pay any essential fees for each submitted use

Student Loan Forbearance Can Help if You Are Struggling to Repay Student Loans

Find out when you should use a student loan forbearance and the types of student loan forbearance options available to you.

Gates Foundation To Give Away $122 Million In Scholarships

The Bill and Melinda Gates Foundation has announced a $122 million scholarship initiative. This is one of the largest education grants by the foundation and it aims to send over 2000 students from the District Of Columbia, to college.

The Gates Millenium Scholarship - Grants for Minority Students in the US

Looking for a scholarship for a minority student? The Millenium Scholarships offer funding for tuition to outstanding and gifted low income minority students. The Gates Millenium Scholars program is a $1 billion initiative, which is currently the largest private scholarship initiative worldwide.

What If I Need A Student Loan But I Have Bad Credit?

Getting a Student Loan with Bad Credit is no longer a utopian idea. Yet, though doable, it is certainly not easy to achieve. Sometimes, a single loan is not enough to pay for college studies and a combination of loans is needed.

Hamilton College To Abandon Merit Scholarships

Hamilton College, a 195-year-old liberal arts institution, based in up state New York, has announced that it will stop awarding merit-based scholarships from next year. Instead they will provide need based financial aid to low and middle income families.

Why Undergraduate Private Student Loans Are A Smart Choice

The costs involved with going to college seem to rise every year. Federal aid only goes so far and as a result many parents and students need to seek out alternatives to pay these costs. One alternative is an undergraduate private student loan to help bridge the gap.

What About Your College Loan Consolidation, Now That You Are A College Graduate?

Now that you have graduated from college, one of the most nagging priorities for you is to settle your student days loans, whether private or Federal college loan. So how nice would you feel to note that you have a constitutional right to lawfully reduce your student loans liability by as much as 60%.

Obtaining a Student Loan

Student loans enable prospective students to finance their educational expenses when they are otherwise unable to do so. Student loans differ from other loans in that they have attractive interest rates and almost anyone can be approved regardless of their income or their credit history, which most students do not have.

College Degrees: How You Can Get Money to Pay for College

With the salary gap between college graduates and high school graduates expanding, more and more people are looking to further their education. However, some think they do not have enough money to go to college. Most are simply unaware of money for college that they could get. Here are four ways you can get financial aid for your college education.

Federal Financial Aid for Nontraditional Students

Nontraditional students earning nontraditional credentials from nontraditional schools may think their financial aid options are limited. Think again.